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Writer's pictureNicole Will

Asset Protection: Planning for a Secure Financial Future


Natalie Elliott Handy confessions of a reluctant caregiver

Asset Protection: Planning for a Secure Financial Future with John Ross, Elder Law Attorney





How can older adults and families ensure they have the resources and support they need while safeguarding everything they've worked for their entire lives?


Today, we talk about the critical topic of asset protection, addressing the challenges faced when planning for care in the later stages of life.


I'm honored to have John K. Ross as our guest. John is the founder of Ross & Shoalmire, P.L.L.C., one of Texas's largest boutique estate planning and asset protection law firms. With a distinguished legal career spanning over 20 years, John is a nationally recognized expert in estate planning, asset protection, and taxation. He has assisted countless families in protecting their assets and maximizing their resources. John's insights have been featured in prestigious publications like the Wall Street Journal and Forbes Magazine, and he has spoken at national events on estate planning and asset protection issues. Join us as John shares his expertise and we gain valuable knowledge for securing a stable financial future.


From various types of senior living and home care costs to estate planning, we'll explore the often-overlooked aspects of preparing for the unexpected. We'll discuss how a health crisis can lead to a housing and financial crisis, and what legal steps can be taken to mitigate the financial impact.


Join us as we uncover three primary ways to finance long-term care. Discover the steps you can take to shield your assets and ensure they won't hinder your eligibility for government assistance programs like Medicaid, VA, and Medicare.


Throughout this podcast, John answers crucial questions about asset protection strategies, tax implications, the best time to start planning, and the legalities surrounding asset transfers.


We explore the eligibility requirements for government benefits, Medicaid planning strategies, and how trusts can be used to benefit both you and your heirs. We'll also address the importance of having proper estate planning documents in place to ensure your wishes are followed and your assets protected.

If you're looking for sound advice and expert guidance, this podcast is a must-listen.


Listen to our episode HERE.



John shares about:


  • Ensuring resources and support for older adults while safeguarding lifelong assets

  • Delving into asset protection: addressing challenges in planning for care during later stages of life

  • Exploring senior living and home care costs: preparing for the unexpected

  • Linking health crises to housing and financial crises: mitigating financial impacts through legal measures

  • Three primary ways to finance long-term care

  • Shielding assets and preserving eligibility: steps to protect assets without hindering eligibility for government assistance programs (Medicaid, VA, Medicare)

  • Crucial questions to be answered: asset protection strategies, tax implications, the best time to start planning, and legalities of asset transfers

  • Protecting family Home and retirement savings

  • Eligibility requirements for government benefits: exploring Medicaid planning strategies

  • Utilizing trusts for beneficiaries: ensuring benefits during lifetime while preserving assets for heirs

  • Importance of proper estate planning documents: ensuring wishes are followed and assets are protected

  • Sound advice and expert guidance: essential insights for a secure financial future in your older years



Listen to John's podcast: Big Picture Retirement HERE.



About John Ross


John K. Ross is the founder of one of the largest boutique estate planning and asset protection law firms in Texas, Ross & Shoalmire, P.L.L.C. Founded with the singular goal to be the best resource in the community for Estate Planning, Elder Law, and Asset Protection, John’s team now covers over 40

counties in Texas and Arkansas.


Since graduating from law school, John has had a distinguished legal career handling sophisticated matters for a wide range of clients, everyone from small town ranch owners out in the countryside to celebrities and big city executives. A nationally recognized expert in estate planning, asset protection and taxation, John has assisted countless families in all sorts of ways such as designing asset protection strategies for high risk professionals, helping the elderly protect their life savings from nursing home costs, and developing plans for disabled individuals, including special needs trusts, to maximize their quality of life and preserve needed resources.


In addition to helping thousands of clients protect themselves over twenty years of law practice, John has also published multiple articles for organizations like the University of Texas

Law School and the National Academy of Elder Law Attorneys, and is the publisher of “Aging Insight” Magazine.


A member of the National Academy of Elder Law Attorneys, a Judge Advocate for the American Legion, John speaks nationally on estate planning and asset protection issues and has been quoted in the Wall Street Journal, Forbes Magazine, and Market Watch. He’s appeared as a guest on multiple American and international podcasts, is a co-host of the “Big Picture Retirement Podcast,” and previously hosted “Aging

Insight” on KTFS Fox Radio.


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*This episode is brought to you by Gigi Betty co. A boutique gift shop raising awareness and funds for caregivers and care partners. Show now at www.gigibettyco.com. Use the special code WILLGATHER20 for 20% off your order- Just for our podcast listeners!


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We are not medical professionals and are not providing any medical advice. If you have any medical questions, we recommend that you talk with a medical professional of your choice. willGather has taken care in selecting its speakers but the opinions of our speakers are theirs alone. Thank you for your continued interest in our podcasts.


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For more information about our guest, podcast & sponsorship opportunities, visit www.willgatherpodcast.com


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Nicole Will is our host and founder of willGather.


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